Payment Insurance

Payment Insurance is a type of insurance policy that allows you to protect your income or your finance payments against the effects of accident, sickness and redundancy.

Typically, these payment insurance plans are broken down into three separate policies; income protection, mortgage protection, loan protection. All of these policies allow you to protect yourself against accident, sickness and redundancy. Although the basic aspects of these payment insurance plans are the same, there are some differences in how each work.

Income Protection is mainly designed to replace a portion of your income should you be unable to work due to accident, sickness or redundancy.

Mortgage Protection is very similar but it's main purpose is to protect your monthly mortgage payments.

Loan Protection again offers protection against accident, sickness or unemployment and allows you to protect your monthly loan or credit payments.

About our payment insurance policies

We offer payment protection insurance policies from British Insurance Limited and we have chosen to refer you to a website owned and operated by British Insurance Limited who are specialists in payment insurance and mortgage payment protection insurance (MPPI).

British Insurance Limited has been recommended in a large number of local and national newspapers and magazines including The Times, The Telegraph, The Guardian, The Mail on Sunday and The Financial Times. In addition, its products have topped Which? ‘best buy’ surveys and it is the exclusively appointed provider of payment insurance to the members of The British Insurance Brokers’ Association (BIBA).

When you click to go to the British Insurance Limited website you will be able to get a no obligation and confidential instant quote, together with all the information you require to securely apply online for payment insurance. British Insurance Limited are directly authorised and regulated by the Financial Services Authority under registration number 302674. Please be aware that responsibility under Financial Services Authority regulations will therefore be assumed directly by British Insurance Limited if you purchase payment insurance from them.